LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,885
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,193
−HK$312/mo
Today · 4.125%
HK$10,505
baseline
▲ 0.50% · 4.625%
HK$11,145
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,010/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,997
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,292
−HK$300/mo
Today · 4.125%
HK$11,592
baseline
▲ 0.50% · 4.625%
HK$12,203
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,184/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,863
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,232
−HK$374/mo
Today · 4.125%
HK$12,606
baseline
▲ 0.50% · 4.625%
HK$13,374
+HK$768/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,212/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,197
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,551
−HK$359/mo
Today · 4.125%
HK$13,910
baseline
▲ 0.50% · 4.625%
HK$14,643
+HK$733/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,820/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,840
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,270
−HK$438/mo
Today · 4.125%
HK$14,708
baseline
▲ 0.50% · 4.625%
HK$15,602
+HK$894/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$29,416/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,396
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,809
−HK$419/mo
Today · 4.125%
HK$16,228
baseline
▲ 0.50% · 4.625%
HK$17,084
+HK$856/mo
Deposit HK$1.30M · loan HK$3.03M · min. income ≈ HK$32,456/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,794
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,347
−HK$563/mo
Today · 4.125%
HK$18,910
baseline
▲ 0.50% · 4.625%
HK$20,060
+HK$1,150/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,820/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,795
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,326
−HK$539/mo
Today · 4.125%
HK$20,865
baseline
▲ 0.50% · 4.625%
HK$21,965
+HK$1,100/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$41,730/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,029 · Scale 2, in force from 26 Feb 2026)