LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,887
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,194
−HK$313/mo
Today · 4.125%
HK$10,507
baseline
▲ 0.50% · 4.625%
HK$11,146
+HK$639/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,014/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,999
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,294
−HK$299/mo
Today · 4.125%
HK$11,593
baseline
▲ 0.50% · 4.625%
HK$12,204
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,186/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,864
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,233
−HK$375/mo
Today · 4.125%
HK$12,608
baseline
▲ 0.50% · 4.625%
HK$13,375
+HK$767/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,216/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,198
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,552
−HK$359/mo
Today · 4.125%
HK$13,911
baseline
▲ 0.50% · 4.625%
HK$14,645
+HK$734/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,822/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,841
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,272
−HK$437/mo
Today · 4.125%
HK$14,709
baseline
▲ 0.50% · 4.625%
HK$15,604
+HK$895/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,418/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,398
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,811
−HK$419/mo
Today · 4.125%
HK$16,230
baseline
▲ 0.50% · 4.625%
HK$17,086
+HK$856/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,460/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,796
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,349
−HK$563/mo
Today · 4.125%
HK$18,912
baseline
▲ 0.50% · 4.625%
HK$20,062
+HK$1,150/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,824/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,798
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,329
−HK$538/mo
Today · 4.125%
HK$20,867
baseline
▲ 0.50% · 4.625%
HK$21,967
+HK$1,100/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$41,734/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,036 · Scale 2, in force from 26 Feb 2026)