LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,877
−HK$6,200/mo
▼ 0.25% · 3.875%
HK$101,952
−HK$3,125/mo
Today · 4.125%
HK$105,077
baseline
▲ 0.50% · 4.625%
HK$111,471
+HK$6,394/mo
Deposit HK$21.68M · loan HK$21.68M · min. income ≈ HK$210,154/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,999
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$112,949
−HK$2,993/mo
Today · 4.125%
HK$115,942
baseline
▲ 0.50% · 4.625%
HK$122,054
+HK$6,112/mo
Deposit HK$21.68M · loan HK$21.68M · min. income ≈ HK$231,884/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,652
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$122,343
−HK$3,750/mo
Today · 4.125%
HK$126,093
baseline
▲ 0.50% · 4.625%
HK$133,765
+HK$7,672/mo
Deposit HK$17.34M · loan HK$26.02M · min. income ≈ HK$252,186/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,999
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$135,539
−HK$3,592/mo
Today · 4.125%
HK$139,131
baseline
▲ 0.50% · 4.625%
HK$146,465
+HK$7,334/mo
Deposit HK$17.34M · loan HK$26.02M · min. income ≈ HK$278,262/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,427
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$142,733
−HK$4,375/mo
Today · 4.125%
HK$147,108
baseline
▲ 0.50% · 4.625%
HK$156,059
+HK$8,951/mo
Deposit HK$13.01M · loan HK$30.35M · min. income ≈ HK$294,216/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,999
−HK$8,320/mo
▼ 0.25% · 3.875%
HK$158,129
−HK$4,190/mo
Today · 4.125%
HK$162,319
baseline
▲ 0.50% · 4.625%
HK$170,875
+HK$8,556/mo
Deposit HK$13.01M · loan HK$30.35M · min. income ≈ HK$324,638/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,978
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$183,514
−HK$5,625/mo
Today · 4.125%
HK$189,139
baseline
▲ 0.50% · 4.625%
HK$200,648
+HK$11,509/mo
Deposit HK$4.34M · loan HK$39.03M · min. income ≈ HK$378,278/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,999
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$203,309
−HK$5,387/mo
Today · 4.125%
HK$208,696
baseline
▲ 0.50% · 4.625%
HK$219,697
+HK$11,001/mo
Deposit HK$4.34M · loan HK$39.03M · min. income ≈ HK$417,392/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,842,890 · Scale 2, in force from 26 Feb 2026)