LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,889
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,196
−HK$313/mo
Today · 4.125%
HK$10,509
baseline
▲ 0.50% · 4.625%
HK$11,148
+HK$639/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,018/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,001
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,296
−HK$299/mo
Today · 4.125%
HK$11,595
baseline
▲ 0.50% · 4.625%
HK$12,207
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,190/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,866
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,236
−HK$375/mo
Today · 4.125%
HK$12,611
baseline
▲ 0.50% · 4.625%
HK$13,378
+HK$767/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$25,222/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,201
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,555
−HK$359/mo
Today · 4.125%
HK$13,914
baseline
▲ 0.50% · 4.625%
HK$14,648
+HK$734/mo
Deposit HK$1.73M · loan HK$2.60M · min. income ≈ HK$27,828/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,844
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,275
−HK$437/mo
Today · 4.125%
HK$14,712
baseline
▲ 0.50% · 4.625%
HK$15,607
+HK$895/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,424/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,401
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,815
−HK$419/mo
Today · 4.125%
HK$16,234
baseline
▲ 0.50% · 4.625%
HK$17,089
+HK$855/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,468/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,800
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,353
−HK$563/mo
Today · 4.125%
HK$18,916
baseline
▲ 0.50% · 4.625%
HK$20,067
+HK$1,151/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,832/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,802
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,333
−HK$539/mo
Today · 4.125%
HK$20,872
baseline
▲ 0.50% · 4.625%
HK$21,972
+HK$1,100/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$41,744/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,050 · Scale 2, in force from 26 Feb 2026)