LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,901
−HK$6,202/mo
▼ 0.25% · 3.875%
HK$101,978
−HK$3,125/mo
Today · 4.125%
HK$105,103
baseline
▲ 0.50% · 4.625%
HK$111,499
+HK$6,396/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,206/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,027
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$112,978
−HK$2,993/mo
Today · 4.125%
HK$115,971
baseline
▲ 0.50% · 4.625%
HK$122,084
+HK$6,113/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$231,942/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,682
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,373
−HK$3,751/mo
Today · 4.125%
HK$126,124
baseline
▲ 0.50% · 4.625%
HK$133,798
+HK$7,674/mo
Deposit HK$17.35M · loan HK$26.02M · min. income ≈ HK$252,248/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,032
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,573
−HK$3,592/mo
Today · 4.125%
HK$139,165
baseline
▲ 0.50% · 4.625%
HK$146,501
+HK$7,336/mo
Deposit HK$17.35M · loan HK$26.02M · min. income ≈ HK$278,330/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,462
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$142,769
−HK$4,376/mo
Today · 4.125%
HK$147,145
baseline
▲ 0.50% · 4.625%
HK$156,098
+HK$8,953/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$294,290/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,037
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,169
−HK$4,191/mo
Today · 4.125%
HK$162,360
baseline
▲ 0.50% · 4.625%
HK$170,918
+HK$8,558/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$324,720/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,022
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$183,560
−HK$5,626/mo
Today · 4.125%
HK$189,186
baseline
▲ 0.50% · 4.625%
HK$200,697
+HK$11,511/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$378,372/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,048
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$203,360
−HK$5,388/mo
Today · 4.125%
HK$208,748
baseline
▲ 0.50% · 4.625%
HK$219,751
+HK$11,003/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$417,496/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,349 · Scale 2, in force from 26 Feb 2026)