LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,891
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,198
−HK$313/mo
Today · 4.125%
HK$10,511
baseline
▲ 0.50% · 4.625%
HK$11,150
+HK$639/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,022/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,003
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,298
−HK$300/mo
Today · 4.125%
HK$11,598
baseline
▲ 0.50% · 4.625%
HK$12,209
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,196/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,869
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,238
−HK$375/mo
Today · 4.125%
HK$12,613
baseline
▲ 0.50% · 4.625%
HK$13,381
+HK$768/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$25,226/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,204
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,558
−HK$359/mo
Today · 4.125%
HK$13,917
baseline
▲ 0.50% · 4.625%
HK$14,651
+HK$734/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$27,834/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,847
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,278
−HK$437/mo
Today · 4.125%
HK$14,715
baseline
▲ 0.50% · 4.625%
HK$15,611
+HK$896/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,430/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,405
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,818
−HK$419/mo
Today · 4.125%
HK$16,237
baseline
▲ 0.50% · 4.625%
HK$17,093
+HK$856/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,474/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,803
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,357
−HK$563/mo
Today · 4.125%
HK$18,920
baseline
▲ 0.50% · 4.625%
HK$20,071
+HK$1,151/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,840/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,806
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,337
−HK$539/mo
Today · 4.125%
HK$20,876
baseline
▲ 0.50% · 4.625%
HK$21,976
+HK$1,100/mo
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,063 · Scale 2, in force from 26 Feb 2026)