LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,908
−HK$6,202/mo
▼ 0.25% · 3.875%
HK$101,985
−HK$3,125/mo
Today · 4.125%
HK$105,110
baseline
▲ 0.50% · 4.625%
HK$111,506
+HK$6,396/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,220/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,034
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$112,985
−HK$2,994/mo
Today · 4.125%
HK$115,979
baseline
▲ 0.50% · 4.625%
HK$122,092
+HK$6,113/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$231,958/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,689
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,381
−HK$3,751/mo
Today · 4.125%
HK$126,132
baseline
▲ 0.50% · 4.625%
HK$133,807
+HK$7,675/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$252,264/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,041
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$135,582
−HK$3,593/mo
Today · 4.125%
HK$139,175
baseline
▲ 0.50% · 4.625%
HK$146,511
+HK$7,336/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$278,350/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,471
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$142,778
−HK$4,376/mo
Today · 4.125%
HK$147,154
baseline
▲ 0.50% · 4.625%
HK$156,108
+HK$8,954/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$294,308/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,048
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$158,179
−HK$4,191/mo
Today · 4.125%
HK$162,370
baseline
▲ 0.50% · 4.625%
HK$170,929
+HK$8,559/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$324,740/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,034
−HK$11,165/mo
▼ 0.25% · 3.875%
HK$183,572
−HK$5,627/mo
Today · 4.125%
HK$189,199
baseline
▲ 0.50% · 4.625%
HK$200,711
+HK$11,512/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$378,398/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,061
−HK$10,701/mo
▼ 0.25% · 3.875%
HK$203,373
−HK$5,389/mo
Today · 4.125%
HK$208,762
baseline
▲ 0.50% · 4.625%
HK$219,766
+HK$11,004/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$417,524/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,471 · Scale 2, in force from 26 Feb 2026)