LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,910
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$101,987
−HK$3,126/mo
Today · 4.125%
HK$105,113
baseline
▲ 0.50% · 4.625%
HK$111,509
+HK$6,396/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,226/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,037
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$112,988
−HK$2,994/mo
Today · 4.125%
HK$115,982
baseline
▲ 0.50% · 4.625%
HK$122,095
+HK$6,113/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$231,964/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,693
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,385
−HK$3,751/mo
Today · 4.125%
HK$126,136
baseline
▲ 0.50% · 4.625%
HK$133,811
+HK$7,675/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$252,272/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,044
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$135,586
−HK$3,592/mo
Today · 4.125%
HK$139,178
baseline
▲ 0.50% · 4.625%
HK$146,514
+HK$7,336/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$278,356/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,475
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$142,782
−HK$4,376/mo
Today · 4.125%
HK$147,158
baseline
▲ 0.50% · 4.625%
HK$156,112
+HK$8,954/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$294,316/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,052
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,183
−HK$4,192/mo
Today · 4.125%
HK$162,375
baseline
▲ 0.50% · 4.625%
HK$170,934
+HK$8,559/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$324,750/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,039
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$183,577
−HK$5,626/mo
Today · 4.125%
HK$189,203
baseline
▲ 0.50% · 4.625%
HK$200,716
+HK$11,513/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$378,406/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,066
−HK$10,701/mo
▼ 0.25% · 3.875%
HK$203,378
−HK$5,389/mo
Today · 4.125%
HK$208,767
baseline
▲ 0.50% · 4.625%
HK$219,772
+HK$11,005/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$417,534/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,518 · Scale 2, in force from 26 Feb 2026)