LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,914
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$101,991
−HK$3,126/mo
Today · 4.125%
HK$105,117
baseline
▲ 0.50% · 4.625%
HK$111,513
+HK$6,396/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,234/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,041
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$112,992
−HK$2,994/mo
Today · 4.125%
HK$115,986
baseline
▲ 0.50% · 4.625%
HK$122,100
+HK$6,114/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$231,972/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,697
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,389
−HK$3,751/mo
Today · 4.125%
HK$126,140
baseline
▲ 0.50% · 4.625%
HK$133,815
+HK$7,675/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$252,280/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,049
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$135,590
−HK$3,593/mo
Today · 4.125%
HK$139,183
baseline
▲ 0.50% · 4.625%
HK$146,520
+HK$7,337/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$278,366/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,480
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$142,787
−HK$4,376/mo
Today · 4.125%
HK$147,163
baseline
▲ 0.50% · 4.625%
HK$156,118
+HK$8,955/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$294,326/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,057
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,189
−HK$4,191/mo
Today · 4.125%
HK$162,380
baseline
▲ 0.50% · 4.625%
HK$170,940
+HK$8,560/mo
Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$324,760/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,045
−HK$11,165/mo
▼ 0.25% · 3.875%
HK$183,583
−HK$5,627/mo
Today · 4.125%
HK$189,210
baseline
▲ 0.50% · 4.625%
HK$200,723
+HK$11,513/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$378,420/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,073
−HK$10,702/mo
▼ 0.25% · 3.875%
HK$203,386
−HK$5,389/mo
Today · 4.125%
HK$208,775
baseline
▲ 0.50% · 4.625%
HK$219,780
+HK$11,005/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$417,550/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,584 · Scale 2, in force from 26 Feb 2026)