LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,915
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$101,992
−HK$3,126/mo
Today · 4.125%
HK$105,118
baseline
▲ 0.50% · 4.625%
HK$111,514
+HK$6,396/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,236/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,042
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$112,993
−HK$2,994/mo
Today · 4.125%
HK$115,987
baseline
▲ 0.50% · 4.625%
HK$122,101
+HK$6,114/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$231,974/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,698
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$122,390
−HK$3,752/mo
Today · 4.125%
HK$126,142
baseline
▲ 0.50% · 4.625%
HK$133,817
+HK$7,675/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$252,284/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,050
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,592
−HK$3,593/mo
Today · 4.125%
HK$139,185
baseline
▲ 0.50% · 4.625%
HK$146,521
+HK$7,336/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$278,370/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,481
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$142,789
−HK$4,376/mo
Today · 4.125%
HK$147,165
baseline
▲ 0.50% · 4.625%
HK$156,120
+HK$8,955/mo
Deposit HK$13.01M · loan HK$30.37M · min. income ≈ HK$294,330/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,059
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,191
−HK$4,191/mo
Today · 4.125%
HK$162,382
baseline
▲ 0.50% · 4.625%
HK$170,942
+HK$8,560/mo
Deposit HK$13.01M · loan HK$30.37M · min. income ≈ HK$324,764/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,047
−HK$11,165/mo
▼ 0.25% · 3.875%
HK$183,585
−HK$5,627/mo
Today · 4.125%
HK$189,212
baseline
▲ 0.50% · 4.625%
HK$200,725
+HK$11,513/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$378,424/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,076
−HK$10,701/mo
▼ 0.25% · 3.875%
HK$203,388
−HK$5,389/mo
Today · 4.125%
HK$208,777
baseline
▲ 0.50% · 4.625%
HK$219,782
+HK$11,005/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$417,554/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,606 · Scale 2, in force from 26 Feb 2026)