LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,920
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$101,997
−HK$3,126/mo
Today · 4.125%
HK$105,123
baseline
▲ 0.50% · 4.625%
HK$111,520
+HK$6,397/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,246/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,048
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$112,999
−HK$2,994/mo
Today · 4.125%
HK$115,993
baseline
▲ 0.50% · 4.625%
HK$122,107
+HK$6,114/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$231,986/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,704
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$122,396
−HK$3,752/mo
Today · 4.125%
HK$126,148
baseline
▲ 0.50% · 4.625%
HK$133,824
+HK$7,676/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$252,296/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,057
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,599
−HK$3,593/mo
Today · 4.125%
HK$139,192
baseline
▲ 0.50% · 4.625%
HK$146,529
+HK$7,337/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$278,384/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,488
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$142,796
−HK$4,376/mo
Today · 4.125%
HK$147,172
baseline
▲ 0.50% · 4.625%
HK$156,128
+HK$8,956/mo
Deposit HK$13.01M · loan HK$30.37M · min. income ≈ HK$294,344/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,067
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$158,199
−HK$4,191/mo
Today · 4.125%
HK$162,390
baseline
▲ 0.50% · 4.625%
HK$170,950
+HK$8,560/mo
Deposit HK$13.01M · loan HK$30.37M · min. income ≈ HK$324,780/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,056
−HK$11,166/mo
▼ 0.25% · 3.875%
HK$183,595
−HK$5,627/mo
Today · 4.125%
HK$189,222
baseline
▲ 0.50% · 4.625%
HK$200,735
+HK$11,513/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$378,444/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,086
−HK$10,702/mo
▼ 0.25% · 3.875%
HK$203,398
−HK$5,390/mo
Today · 4.125%
HK$208,788
baseline
▲ 0.50% · 4.625%
HK$219,793
+HK$11,005/mo
Deposit HK$4.34M · loan HK$39.04M · min. income ≈ HK$417,576/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,697 · Scale 2, in force from 26 Feb 2026)