LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,931
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,008
−HK$3,127/mo
Today · 4.125%
HK$105,135
baseline
▲ 0.50% · 4.625%
HK$111,532
+HK$6,397/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$210,270/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,060
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,012
−HK$2,994/mo
Today · 4.125%
HK$116,006
baseline
▲ 0.50% · 4.625%
HK$122,121
+HK$6,115/mo
Deposit HK$21.69M · loan HK$21.69M · min. income ≈ HK$232,012/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,717
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,410
−HK$3,752/mo
Today · 4.125%
HK$126,162
baseline
▲ 0.50% · 4.625%
HK$133,839
+HK$7,677/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$252,324/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,072
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,614
−HK$3,593/mo
Today · 4.125%
HK$139,207
baseline
▲ 0.50% · 4.625%
HK$146,545
+HK$7,338/mo
Deposit HK$17.35M · loan HK$26.03M · min. income ≈ HK$278,414/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,504
−HK$8,685/mo
▼ 0.25% · 3.875%
HK$142,812
−HK$4,377/mo
Today · 4.125%
HK$147,189
baseline
▲ 0.50% · 4.625%
HK$156,145
+HK$8,956/mo
Deposit HK$13.02M · loan HK$30.37M · min. income ≈ HK$294,378/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,084
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$158,216
−HK$4,192/mo
Today · 4.125%
HK$162,408
baseline
▲ 0.50% · 4.625%
HK$170,969
+HK$8,561/mo
Deposit HK$13.02M · loan HK$30.37M · min. income ≈ HK$324,816/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,076
−HK$11,167/mo
▼ 0.25% · 3.875%
HK$183,615
−HK$5,628/mo
Today · 4.125%
HK$189,243
baseline
▲ 0.50% · 4.625%
HK$200,758
+HK$11,515/mo
Deposit HK$4.34M · loan HK$39.05M · min. income ≈ HK$378,486/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,108
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$203,421
−HK$5,390/mo
Today · 4.125%
HK$208,811
baseline
▲ 0.50% · 4.625%
HK$219,818
+HK$11,007/mo
Deposit HK$4.34M · loan HK$39.05M · min. income ≈ HK$417,622/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,843,903 · Scale 2, in force from 26 Feb 2026)