LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,941
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,018
−HK$3,127/mo
Today · 4.125%
HK$105,145
baseline
▲ 0.50% · 4.625%
HK$111,543
+HK$6,398/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$210,290/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,071
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,023
−HK$2,994/mo
Today · 4.125%
HK$116,017
baseline
▲ 0.50% · 4.625%
HK$122,133
+HK$6,116/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$232,034/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,729
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,422
−HK$3,752/mo
Today · 4.125%
HK$126,174
baseline
▲ 0.50% · 4.625%
HK$133,852
+HK$7,678/mo
Deposit HK$17.36M · loan HK$26.03M · min. income ≈ HK$252,348/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,085
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$135,627
−HK$3,594/mo
Today · 4.125%
HK$139,221
baseline
▲ 0.50% · 4.625%
HK$146,559
+HK$7,338/mo
Deposit HK$17.36M · loan HK$26.03M · min. income ≈ HK$278,442/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,517
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$142,826
−HK$4,377/mo
Today · 4.125%
HK$147,203
baseline
▲ 0.50% · 4.625%
HK$156,160
+HK$8,957/mo
Deposit HK$13.02M · loan HK$30.37M · min. income ≈ HK$294,406/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,099
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$158,232
−HK$4,192/mo
Today · 4.125%
HK$162,424
baseline
▲ 0.50% · 4.625%
HK$170,986
+HK$8,562/mo
Deposit HK$13.02M · loan HK$30.37M · min. income ≈ HK$324,848/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,093
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,633
−HK$5,628/mo
Today · 4.125%
HK$189,261
baseline
▲ 0.50% · 4.625%
HK$200,777
+HK$11,516/mo
Deposit HK$4.34M · loan HK$39.05M · min. income ≈ HK$378,522/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,127
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,441
−HK$5,390/mo
Today · 4.125%
HK$208,831
baseline
▲ 0.50% · 4.625%
HK$219,839
+HK$11,008/mo
Deposit HK$4.34M · loan HK$39.05M · min. income ≈ HK$417,662/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,082 · Scale 2, in force from 26 Feb 2026)