LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,945
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,023
−HK$3,127/mo
Today · 4.125%
HK$105,150
baseline
▲ 0.50% · 4.625%
HK$111,548
+HK$6,398/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$210,300/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,076
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$113,028
−HK$2,995/mo
Today · 4.125%
HK$116,023
baseline
▲ 0.50% · 4.625%
HK$122,139
+HK$6,116/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$232,046/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,735
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,428
−HK$3,752/mo
Today · 4.125%
HK$126,180
baseline
▲ 0.50% · 4.625%
HK$133,858
+HK$7,678/mo
Deposit HK$17.36M · loan HK$26.04M · min. income ≈ HK$252,360/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,091
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$135,634
−HK$3,593/mo
Today · 4.125%
HK$139,227
baseline
▲ 0.50% · 4.625%
HK$146,566
+HK$7,339/mo
Deposit HK$17.36M · loan HK$26.04M · min. income ≈ HK$278,454/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,524
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$142,832
−HK$4,378/mo
Today · 4.125%
HK$147,210
baseline
▲ 0.50% · 4.625%
HK$156,168
+HK$8,958/mo
Deposit HK$13.02M · loan HK$30.37M · min. income ≈ HK$294,420/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,106
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$158,239
−HK$4,193/mo
Today · 4.125%
HK$162,432
baseline
▲ 0.50% · 4.625%
HK$170,994
+HK$8,562/mo
Deposit HK$13.02M · loan HK$30.37M · min. income ≈ HK$324,864/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,102
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,642
−HK$5,628/mo
Today · 4.125%
HK$189,270
baseline
▲ 0.50% · 4.625%
HK$200,787
+HK$11,517/mo
Deposit HK$4.34M · loan HK$39.05M · min. income ≈ HK$378,540/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,136
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$203,450
−HK$5,391/mo
Today · 4.125%
HK$208,841
baseline
▲ 0.50% · 4.625%
HK$219,849
+HK$11,008/mo
Deposit HK$4.34M · loan HK$39.05M · min. income ≈ HK$417,682/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,171 · Scale 2, in force from 26 Feb 2026)