LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,895
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,202
−HK$313/mo
Today · 4.125%
HK$10,515
baseline
▲ 0.50% · 4.625%
HK$11,155
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,030/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,008
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,303
−HK$299/mo
Today · 4.125%
HK$11,602
baseline
▲ 0.50% · 4.625%
HK$12,214
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,204/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,874
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,243
−HK$375/mo
Today · 4.125%
HK$12,618
baseline
▲ 0.50% · 4.625%
HK$13,386
+HK$768/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$25,236/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,209
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,564
−HK$359/mo
Today · 4.125%
HK$13,923
baseline
▲ 0.50% · 4.625%
HK$14,657
+HK$734/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$27,846/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,853
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,283
−HK$438/mo
Today · 4.125%
HK$14,721
baseline
▲ 0.50% · 4.625%
HK$15,617
+HK$896/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,442/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,411
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,824
−HK$419/mo
Today · 4.125%
HK$16,243
baseline
▲ 0.50% · 4.625%
HK$17,100
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,486/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,810
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,364
−HK$563/mo
Today · 4.125%
HK$18,927
baseline
▲ 0.50% · 4.625%
HK$20,079
+HK$1,152/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,854/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,814
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,345
−HK$539/mo
Today · 4.125%
HK$20,884
baseline
▲ 0.50% · 4.625%
HK$21,985
+HK$1,101/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,768/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,090 · Scale 2, in force from 26 Feb 2026)