LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,895
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,203
−HK$312/mo
Today · 4.125%
HK$10,515
baseline
▲ 0.50% · 4.625%
HK$11,155
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,030/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,008
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,303
−HK$300/mo
Today · 4.125%
HK$11,603
baseline
▲ 0.50% · 4.625%
HK$12,214
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,206/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,874
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,243
−HK$375/mo
Today · 4.125%
HK$12,618
baseline
▲ 0.50% · 4.625%
HK$13,386
+HK$768/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$25,236/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,210
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,564
−HK$359/mo
Today · 4.125%
HK$13,923
baseline
▲ 0.50% · 4.625%
HK$14,657
+HK$734/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$27,846/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,853
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,284
−HK$438/mo
Today · 4.125%
HK$14,722
baseline
▲ 0.50% · 4.625%
HK$15,617
+HK$895/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,444/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,411
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,824
−HK$420/mo
Today · 4.125%
HK$16,244
baseline
▲ 0.50% · 4.625%
HK$17,100
+HK$856/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,488/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,811
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,365
−HK$563/mo
Today · 4.125%
HK$18,928
baseline
▲ 0.50% · 4.625%
HK$20,079
+HK$1,151/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,856/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,814
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,346
−HK$539/mo
Today · 4.125%
HK$20,885
baseline
▲ 0.50% · 4.625%
HK$21,986
+HK$1,101/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,770/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,091 · Scale 2, in force from 26 Feb 2026)