LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,951
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,029
−HK$3,127/mo
Today · 4.125%
HK$105,156
baseline
▲ 0.50% · 4.625%
HK$111,555
+HK$6,399/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$210,312/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,082
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,035
−HK$2,995/mo
Today · 4.125%
HK$116,030
baseline
▲ 0.50% · 4.625%
HK$122,146
+HK$6,116/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$232,060/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,741
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$122,435
−HK$3,753/mo
Today · 4.125%
HK$126,188
baseline
▲ 0.50% · 4.625%
HK$133,866
+HK$7,678/mo
Deposit HK$17.36M · loan HK$26.04M · min. income ≈ HK$252,376/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,099
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,642
−HK$3,594/mo
Today · 4.125%
HK$139,236
baseline
▲ 0.50% · 4.625%
HK$146,575
+HK$7,339/mo
Deposit HK$17.36M · loan HK$26.04M · min. income ≈ HK$278,472/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,532
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$142,841
−HK$4,378/mo
Today · 4.125%
HK$147,219
baseline
▲ 0.50% · 4.625%
HK$156,177
+HK$8,958/mo
Deposit HK$13.02M · loan HK$30.38M · min. income ≈ HK$294,438/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,115
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$158,248
−HK$4,194/mo
Today · 4.125%
HK$162,442
baseline
▲ 0.50% · 4.625%
HK$171,004
+HK$8,562/mo
Deposit HK$13.02M · loan HK$30.38M · min. income ≈ HK$324,884/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,112
−HK$11,169/mo
▼ 0.25% · 3.875%
HK$183,653
−HK$5,628/mo
Today · 4.125%
HK$189,281
baseline
▲ 0.50% · 4.625%
HK$200,799
+HK$11,518/mo
Deposit HK$4.34M · loan HK$39.06M · min. income ≈ HK$378,562/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,148
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$203,462
−HK$5,391/mo
Today · 4.125%
HK$208,853
baseline
▲ 0.50% · 4.625%
HK$219,862
+HK$11,009/mo
Deposit HK$4.34M · loan HK$39.06M · min. income ≈ HK$417,706/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,279 · Scale 2, in force from 26 Feb 2026)