LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,961
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,039
−HK$3,127/mo
Today · 4.125%
HK$105,166
baseline
▲ 0.50% · 4.625%
HK$111,565
+HK$6,399/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$210,332/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,093
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,045
−HK$2,996/mo
Today · 4.125%
HK$116,041
baseline
▲ 0.50% · 4.625%
HK$122,157
+HK$6,116/mo
Deposit HK$21.70M · loan HK$21.70M · min. income ≈ HK$232,082/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,753
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$122,447
−HK$3,752/mo
Today · 4.125%
HK$126,199
baseline
▲ 0.50% · 4.625%
HK$133,878
+HK$7,679/mo
Deposit HK$17.36M · loan HK$26.04M · min. income ≈ HK$252,398/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,111
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$135,654
−HK$3,595/mo
Today · 4.125%
HK$139,249
baseline
▲ 0.50% · 4.625%
HK$146,589
+HK$7,340/mo
Deposit HK$17.36M · loan HK$26.04M · min. income ≈ HK$278,498/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,545
−HK$8,688/mo
▼ 0.25% · 3.875%
HK$142,854
−HK$4,379/mo
Today · 4.125%
HK$147,233
baseline
▲ 0.50% · 4.625%
HK$156,191
+HK$8,958/mo
Deposit HK$13.02M · loan HK$30.38M · min. income ≈ HK$294,466/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,130
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$158,263
−HK$4,194/mo
Today · 4.125%
HK$162,457
baseline
▲ 0.50% · 4.625%
HK$171,020
+HK$8,563/mo
Deposit HK$13.02M · loan HK$30.38M · min. income ≈ HK$324,914/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,129
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$183,670
−HK$5,629/mo
Today · 4.125%
HK$189,299
baseline
▲ 0.50% · 4.625%
HK$200,818
+HK$11,519/mo
Deposit HK$4.34M · loan HK$39.06M · min. income ≈ HK$378,598/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,167
−HK$10,706/mo
▼ 0.25% · 3.875%
HK$203,481
−HK$5,392/mo
Today · 4.125%
HK$208,873
baseline
▲ 0.50% · 4.625%
HK$219,883
+HK$11,010/mo
Deposit HK$4.34M · loan HK$39.06M · min. income ≈ HK$417,746/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$1,844,452 · Scale 2, in force from 26 Feb 2026)