LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,897
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,205
−HK$313/mo
Today · 4.125%
HK$10,518
baseline
▲ 0.50% · 4.625%
HK$11,158
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,036/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,010
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,306
−HK$299/mo
Today · 4.125%
HK$11,605
baseline
▲ 0.50% · 4.625%
HK$12,217
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,210/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,876
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,246
−HK$375/mo
Today · 4.125%
HK$12,621
baseline
▲ 0.50% · 4.625%
HK$13,389
+HK$768/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$25,242/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,212
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,567
−HK$359/mo
Today · 4.125%
HK$13,926
baseline
▲ 0.50% · 4.625%
HK$14,660
+HK$734/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$27,852/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,856
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,287
−HK$438/mo
Today · 4.125%
HK$14,725
baseline
▲ 0.50% · 4.625%
HK$15,621
+HK$896/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,450/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,415
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,828
−HK$419/mo
Today · 4.125%
HK$16,247
baseline
▲ 0.50% · 4.625%
HK$17,104
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,494/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,815
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,369
−HK$563/mo
Today · 4.125%
HK$18,932
baseline
▲ 0.50% · 4.625%
HK$20,084
+HK$1,152/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,864/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,819
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,350
−HK$539/mo
Today · 4.125%
HK$20,889
baseline
▲ 0.50% · 4.625%
HK$21,991
+HK$1,102/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,778/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,105 · Scale 2, in force from 26 Feb 2026)