LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,898
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,206
−HK$313/mo
Today · 4.125%
HK$10,519
baseline
▲ 0.50% · 4.625%
HK$11,159
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,038/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,012
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,307
−HK$300/mo
Today · 4.125%
HK$11,607
baseline
▲ 0.50% · 4.625%
HK$12,218
+HK$611/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,214/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,878
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,247
−HK$376/mo
Today · 4.125%
HK$12,623
baseline
▲ 0.50% · 4.625%
HK$13,391
+HK$768/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$25,246/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,214
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,568
−HK$360/mo
Today · 4.125%
HK$13,928
baseline
▲ 0.50% · 4.625%
HK$14,662
+HK$734/mo
Deposit HK$1.74M · loan HK$2.60M · min. income ≈ HK$27,856/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,857
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,288
−HK$438/mo
Today · 4.125%
HK$14,726
baseline
▲ 0.50% · 4.625%
HK$15,622
+HK$896/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,452/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,416
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$419/mo
Today · 4.125%
HK$16,249
baseline
▲ 0.50% · 4.625%
HK$17,106
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,498/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,817
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,371
−HK$563/mo
Today · 4.125%
HK$18,934
baseline
▲ 0.50% · 4.625%
HK$20,086
+HK$1,152/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,868/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,821
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,352
−HK$540/mo
Today · 4.125%
HK$20,892
baseline
▲ 0.50% · 4.625%
HK$21,993
+HK$1,101/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,784/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,113 · Scale 2, in force from 26 Feb 2026)