LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,993
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$102,073
−HK$3,128/mo
Today · 4.125%
HK$105,201
baseline
▲ 0.50% · 4.625%
HK$111,602
+HK$6,401/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$210,402/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,129
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$113,083
−HK$2,996/mo
Today · 4.125%
HK$116,079
baseline
▲ 0.50% · 4.625%
HK$122,198
+HK$6,119/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$232,158/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,792
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$122,487
−HK$3,754/mo
Today · 4.125%
HK$126,241
baseline
▲ 0.50% · 4.625%
HK$133,923
+HK$7,682/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$252,482/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,155
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,699
−HK$3,596/mo
Today · 4.125%
HK$139,295
baseline
▲ 0.50% · 4.625%
HK$146,637
+HK$7,342/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$278,590/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,591
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$142,902
−HK$4,380/mo
Today · 4.125%
HK$147,282
baseline
▲ 0.50% · 4.625%
HK$156,243
+HK$8,961/mo
Deposit HK$13.02M · loan HK$30.39M · min. income ≈ HK$294,564/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,181
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$158,316
−HK$4,195/mo
Today · 4.125%
HK$162,511
baseline
▲ 0.50% · 4.625%
HK$171,077
+HK$8,566/mo
Deposit HK$13.02M · loan HK$30.39M · min. income ≈ HK$325,022/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,188
−HK$11,174/mo
▼ 0.25% · 3.875%
HK$183,731
−HK$5,631/mo
Today · 4.125%
HK$189,362
baseline
▲ 0.50% · 4.625%
HK$200,884
+HK$11,522/mo
Deposit HK$4.34M · loan HK$39.07M · min. income ≈ HK$378,724/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,232
−HK$10,710/mo
▼ 0.25% · 3.875%
HK$203,549
−HK$5,393/mo
Today · 4.125%
HK$208,942
baseline
▲ 0.50% · 4.625%
HK$219,956
+HK$11,014/mo
Deposit HK$4.34M · loan HK$39.07M · min. income ≈ HK$417,884/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,064 · Scale 2, in force from 26 Feb 2026)