LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,996
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$102,075
−HK$3,129/mo
Today · 4.125%
HK$105,204
baseline
▲ 0.50% · 4.625%
HK$111,605
+HK$6,401/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$210,408/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,132
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$113,086
−HK$2,996/mo
Today · 4.125%
HK$116,082
baseline
▲ 0.50% · 4.625%
HK$122,201
+HK$6,119/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$232,164/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,795
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,490
−HK$3,755/mo
Today · 4.125%
HK$126,245
baseline
▲ 0.50% · 4.625%
HK$133,926
+HK$7,681/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$252,490/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,158
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,703
−HK$3,595/mo
Today · 4.125%
HK$139,298
baseline
▲ 0.50% · 4.625%
HK$146,641
+HK$7,343/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$278,596/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,594
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$142,905
−HK$4,380/mo
Today · 4.125%
HK$147,285
baseline
▲ 0.50% · 4.625%
HK$156,247
+HK$8,962/mo
Deposit HK$13.02M · loan HK$30.39M · min. income ≈ HK$294,570/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,185
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$158,320
−HK$4,195/mo
Today · 4.125%
HK$162,515
baseline
▲ 0.50% · 4.625%
HK$171,081
+HK$8,566/mo
Deposit HK$13.02M · loan HK$30.39M · min. income ≈ HK$325,030/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,193
−HK$11,174/mo
▼ 0.25% · 3.875%
HK$183,735
−HK$5,632/mo
Today · 4.125%
HK$189,367
baseline
▲ 0.50% · 4.625%
HK$200,889
+HK$11,522/mo
Deposit HK$4.34M · loan HK$39.07M · min. income ≈ HK$378,734/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,237
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$203,554
−HK$5,394/mo
Today · 4.125%
HK$208,948
baseline
▲ 0.50% · 4.625%
HK$219,962
+HK$11,014/mo
Deposit HK$4.34M · loan HK$39.07M · min. income ≈ HK$417,896/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,111 · Scale 2, in force from 26 Feb 2026)