LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,002
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$102,082
−HK$3,129/mo
Today · 4.125%
HK$105,211
baseline
▲ 0.50% · 4.625%
HK$111,612
+HK$6,401/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$210,422/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,139
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$113,093
−HK$2,997/mo
Today · 4.125%
HK$116,090
baseline
▲ 0.50% · 4.625%
HK$122,209
+HK$6,119/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$232,180/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,803
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,498
−HK$3,755/mo
Today · 4.125%
HK$126,253
baseline
▲ 0.50% · 4.625%
HK$133,935
+HK$7,682/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$252,506/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,167
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,712
−HK$3,595/mo
Today · 4.125%
HK$139,307
baseline
▲ 0.50% · 4.625%
HK$146,651
+HK$7,344/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$278,614/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,603
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$142,915
−HK$4,380/mo
Today · 4.125%
HK$147,295
baseline
▲ 0.50% · 4.625%
HK$156,257
+HK$8,962/mo
Deposit HK$13.03M · loan HK$30.39M · min. income ≈ HK$294,590/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,195
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$158,330
−HK$4,195/mo
Today · 4.125%
HK$162,525
baseline
▲ 0.50% · 4.625%
HK$171,092
+HK$8,567/mo
Deposit HK$13.03M · loan HK$30.39M · min. income ≈ HK$325,050/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,204
−HK$11,175/mo
▼ 0.25% · 3.875%
HK$183,747
−HK$5,632/mo
Today · 4.125%
HK$189,379
baseline
▲ 0.50% · 4.625%
HK$200,902
+HK$11,523/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$378,758/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,250
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$203,567
−HK$5,394/mo
Today · 4.125%
HK$208,961
baseline
▲ 0.50% · 4.625%
HK$219,976
+HK$11,015/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$417,922/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,231 · Scale 2, in force from 26 Feb 2026)