LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,006
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$102,086
−HK$3,129/mo
Today · 4.125%
HK$105,215
baseline
▲ 0.50% · 4.625%
HK$111,617
+HK$6,402/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$210,430/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,143
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$113,097
−HK$2,997/mo
Today · 4.125%
HK$116,094
baseline
▲ 0.50% · 4.625%
HK$122,214
+HK$6,120/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$232,188/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,807
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,503
−HK$3,755/mo
Today · 4.125%
HK$126,258
baseline
▲ 0.50% · 4.625%
HK$133,940
+HK$7,682/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$252,516/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,172
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,717
−HK$3,596/mo
Today · 4.125%
HK$139,313
baseline
▲ 0.50% · 4.625%
HK$146,656
+HK$7,343/mo
Deposit HK$17.37M · loan HK$26.05M · min. income ≈ HK$278,626/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,609
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$142,920
−HK$4,381/mo
Today · 4.125%
HK$147,301
baseline
▲ 0.50% · 4.625%
HK$156,264
+HK$8,963/mo
Deposit HK$13.03M · loan HK$30.39M · min. income ≈ HK$294,602/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,201
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$158,336
−HK$4,196/mo
Today · 4.125%
HK$162,532
baseline
▲ 0.50% · 4.625%
HK$171,099
+HK$8,567/mo
Deposit HK$13.03M · loan HK$30.39M · min. income ≈ HK$325,064/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,211
−HK$11,176/mo
▼ 0.25% · 3.875%
HK$183,755
−HK$5,632/mo
Today · 4.125%
HK$189,387
baseline
▲ 0.50% · 4.625%
HK$200,910
+HK$11,523/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$378,774/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,258
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$203,575
−HK$5,394/mo
Today · 4.125%
HK$208,969
baseline
▲ 0.50% · 4.625%
HK$219,985
+HK$11,016/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$417,938/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,304 · Scale 2, in force from 26 Feb 2026)