LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,901
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,209
−HK$313/mo
Today · 4.125%
HK$10,522
baseline
▲ 0.50% · 4.625%
HK$11,162
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,044/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,015
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,310
−HK$300/mo
Today · 4.125%
HK$11,610
baseline
▲ 0.50% · 4.625%
HK$12,222
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,220/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,881
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,251
−HK$375/mo
Today · 4.125%
HK$12,626
baseline
▲ 0.50% · 4.625%
HK$13,394
+HK$768/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,252/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,217
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,572
−HK$360/mo
Today · 4.125%
HK$13,932
baseline
▲ 0.50% · 4.625%
HK$14,666
+HK$734/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,864/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,861
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,292
−HK$438/mo
Today · 4.125%
HK$14,730
baseline
▲ 0.50% · 4.625%
HK$15,627
+HK$897/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,460/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,420
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,834
−HK$420/mo
Today · 4.125%
HK$16,254
baseline
▲ 0.50% · 4.625%
HK$17,110
+HK$856/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,508/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,821
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,376
−HK$563/mo
Today · 4.125%
HK$18,939
baseline
▲ 0.50% · 4.625%
HK$20,091
+HK$1,152/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,878/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,826
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,358
−HK$539/mo
Today · 4.125%
HK$20,897
baseline
▲ 0.50% · 4.625%
HK$21,999
+HK$1,102/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,794/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,130 · Scale 2, in force from 26 Feb 2026)