LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,022
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$102,102
−HK$3,130/mo
Today · 4.125%
HK$105,232
baseline
▲ 0.50% · 4.625%
HK$111,635
+HK$6,403/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$210,464/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,161
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$113,116
−HK$2,997/mo
Today · 4.125%
HK$116,113
baseline
▲ 0.50% · 4.625%
HK$122,233
+HK$6,120/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$232,226/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,827
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,523
−HK$3,755/mo
Today · 4.125%
HK$126,278
baseline
▲ 0.50% · 4.625%
HK$133,962
+HK$7,684/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,556/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,193
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,739
−HK$3,596/mo
Today · 4.125%
HK$139,335
baseline
▲ 0.50% · 4.625%
HK$146,680
+HK$7,345/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,670/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,631
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$142,943
−HK$4,381/mo
Today · 4.125%
HK$147,324
baseline
▲ 0.50% · 4.625%
HK$156,289
+HK$8,965/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,648/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,226
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$158,362
−HK$4,196/mo
Today · 4.125%
HK$162,558
baseline
▲ 0.50% · 4.625%
HK$171,127
+HK$8,569/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,116/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,240
−HK$11,177/mo
▼ 0.25% · 3.875%
HK$183,784
−HK$5,633/mo
Today · 4.125%
HK$189,417
baseline
▲ 0.50% · 4.625%
HK$200,943
+HK$11,526/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$378,834/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,290
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$203,608
−HK$5,395/mo
Today · 4.125%
HK$209,003
baseline
▲ 0.50% · 4.625%
HK$220,020
+HK$11,017/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$418,006/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,601 · Scale 2, in force from 26 Feb 2026)