LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,023
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$102,103
−HK$3,130/mo
Today · 4.125%
HK$105,233
baseline
▲ 0.50% · 4.625%
HK$111,636
+HK$6,403/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$210,466/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,162
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$113,117
−HK$2,997/mo
Today · 4.125%
HK$116,114
baseline
▲ 0.50% · 4.625%
HK$122,234
+HK$6,120/mo
Deposit HK$21.71M · loan HK$21.71M · min. income ≈ HK$232,228/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,828
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,524
−HK$3,755/mo
Today · 4.125%
HK$126,279
baseline
▲ 0.50% · 4.625%
HK$133,963
+HK$7,684/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,558/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,194
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,740
−HK$3,596/mo
Today · 4.125%
HK$139,336
baseline
▲ 0.50% · 4.625%
HK$146,681
+HK$7,345/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,672/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,632
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,944
−HK$4,382/mo
Today · 4.125%
HK$147,326
baseline
▲ 0.50% · 4.625%
HK$156,290
+HK$8,964/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,652/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,227
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$158,363
−HK$4,196/mo
Today · 4.125%
HK$162,559
baseline
▲ 0.50% · 4.625%
HK$171,128
+HK$8,569/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,118/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,241
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$183,786
−HK$5,633/mo
Today · 4.125%
HK$189,419
baseline
▲ 0.50% · 4.625%
HK$200,944
+HK$11,525/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$378,838/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,292
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$203,610
−HK$5,395/mo
Today · 4.125%
HK$209,005
baseline
▲ 0.50% · 4.625%
HK$220,022
+HK$11,017/mo
Deposit HK$4.34M · loan HK$39.08M · min. income ≈ HK$418,010/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,615 · Scale 2, in force from 26 Feb 2026)