LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,032
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$102,113
−HK$3,129/mo
Today · 4.125%
HK$105,242
baseline
▲ 0.50% · 4.625%
HK$111,646
+HK$6,404/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,484/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,172
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$113,127
−HK$2,997/mo
Today · 4.125%
HK$116,124
baseline
▲ 0.50% · 4.625%
HK$122,245
+HK$6,121/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,248/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,838
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,535
−HK$3,756/mo
Today · 4.125%
HK$126,291
baseline
▲ 0.50% · 4.625%
HK$133,975
+HK$7,684/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,582/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,207
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,752
−HK$3,597/mo
Today · 4.125%
HK$139,349
baseline
▲ 0.50% · 4.625%
HK$146,695
+HK$7,346/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,698/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,645
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,958
−HK$4,381/mo
Today · 4.125%
HK$147,339
baseline
▲ 0.50% · 4.625%
HK$156,304
+HK$8,965/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,678/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,241
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$158,378
−HK$4,196/mo
Today · 4.125%
HK$162,574
baseline
▲ 0.50% · 4.625%
HK$171,144
+HK$8,570/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,148/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,258
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$183,803
−HK$5,633/mo
Today · 4.125%
HK$189,436
baseline
▲ 0.50% · 4.625%
HK$200,963
+HK$11,527/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,872/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,310
−HK$10,714/mo
▼ 0.25% · 3.875%
HK$203,628
−HK$5,396/mo
Today · 4.125%
HK$209,024
baseline
▲ 0.50% · 4.625%
HK$220,042
+HK$11,018/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,048/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,785 · Scale 2, in force from 26 Feb 2026)