LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,034
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$102,114
−HK$3,130/mo
Today · 4.125%
HK$105,244
baseline
▲ 0.50% · 4.625%
HK$111,648
+HK$6,404/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,488/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,174
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$113,129
−HK$2,997/mo
Today · 4.125%
HK$116,126
baseline
▲ 0.50% · 4.625%
HK$122,248
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,252/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,840
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,537
−HK$3,756/mo
Today · 4.125%
HK$126,293
baseline
▲ 0.50% · 4.625%
HK$133,977
+HK$7,684/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,586/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,209
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,755
−HK$3,597/mo
Today · 4.125%
HK$139,352
baseline
▲ 0.50% · 4.625%
HK$146,697
+HK$7,345/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,704/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,647
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,960
−HK$4,382/mo
Today · 4.125%
HK$147,342
baseline
▲ 0.50% · 4.625%
HK$156,307
+HK$8,965/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,684/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,244
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$158,380
−HK$4,197/mo
Today · 4.125%
HK$162,577
baseline
▲ 0.50% · 4.625%
HK$171,147
+HK$8,570/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,154/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,261
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$183,806
−HK$5,633/mo
Today · 4.125%
HK$189,439
baseline
▲ 0.50% · 4.625%
HK$200,966
+HK$11,527/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,878/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,313
−HK$10,714/mo
▼ 0.25% · 3.875%
HK$203,632
−HK$5,395/mo
Today · 4.125%
HK$209,027
baseline
▲ 0.50% · 4.625%
HK$220,046
+HK$11,019/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,054/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,816 · Scale 2, in force from 26 Feb 2026)