LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,034
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,115
−HK$3,130/mo
Today · 4.125%
HK$105,245
baseline
▲ 0.50% · 4.625%
HK$111,648
+HK$6,403/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,490/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,175
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$113,129
−HK$2,998/mo
Today · 4.125%
HK$116,127
baseline
▲ 0.50% · 4.625%
HK$122,248
+HK$6,121/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,254/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,841
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,538
−HK$3,755/mo
Today · 4.125%
HK$126,293
baseline
▲ 0.50% · 4.625%
HK$133,978
+HK$7,685/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,586/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,209
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,755
−HK$3,597/mo
Today · 4.125%
HK$139,352
baseline
▲ 0.50% · 4.625%
HK$146,698
+HK$7,346/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,704/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,648
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,961
−HK$4,381/mo
Today · 4.125%
HK$147,342
baseline
▲ 0.50% · 4.625%
HK$156,308
+HK$8,966/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,684/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,244
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,381
−HK$4,197/mo
Today · 4.125%
HK$162,578
baseline
▲ 0.50% · 4.625%
HK$171,147
+HK$8,569/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,156/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,262
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$183,807
−HK$5,633/mo
Today · 4.125%
HK$189,440
baseline
▲ 0.50% · 4.625%
HK$200,967
+HK$11,527/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,880/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,314
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$203,633
−HK$5,396/mo
Today · 4.125%
HK$209,029
baseline
▲ 0.50% · 4.625%
HK$220,047
+HK$11,018/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,058/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,825 · Scale 2, in force from 26 Feb 2026)