LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,037
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,118
−HK$3,130/mo
Today · 4.125%
HK$105,248
baseline
▲ 0.50% · 4.625%
HK$111,652
+HK$6,404/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,496/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,178
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,133
−HK$2,998/mo
Today · 4.125%
HK$116,131
baseline
▲ 0.50% · 4.625%
HK$122,252
+HK$6,121/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,262/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,845
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,542
−HK$3,755/mo
Today · 4.125%
HK$126,297
baseline
▲ 0.50% · 4.625%
HK$133,982
+HK$7,685/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,594/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,214
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,760
−HK$3,597/mo
Today · 4.125%
HK$139,357
baseline
▲ 0.50% · 4.625%
HK$146,702
+HK$7,345/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,714/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,652
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,965
−HK$4,382/mo
Today · 4.125%
HK$147,347
baseline
▲ 0.50% · 4.625%
HK$156,313
+HK$8,966/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,694/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,249
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,386
−HK$4,197/mo
Today · 4.125%
HK$162,583
baseline
▲ 0.50% · 4.625%
HK$171,153
+HK$8,570/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,166/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,267
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$183,812
−HK$5,634/mo
Today · 4.125%
HK$189,446
baseline
▲ 0.50% · 4.625%
HK$200,973
+HK$11,527/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,892/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,320
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$203,639
−HK$5,396/mo
Today · 4.125%
HK$209,035
baseline
▲ 0.50% · 4.625%
HK$220,054
+HK$11,019/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,070/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,884 · Scale 2, in force from 26 Feb 2026)