LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,038
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,119
−HK$3,130/mo
Today · 4.125%
HK$105,249
baseline
▲ 0.50% · 4.625%
HK$111,653
+HK$6,404/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,498/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,179
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$113,134
−HK$2,997/mo
Today · 4.125%
HK$116,131
baseline
▲ 0.50% · 4.625%
HK$122,253
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,262/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,846
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,542
−HK$3,756/mo
Today · 4.125%
HK$126,298
baseline
▲ 0.50% · 4.625%
HK$133,983
+HK$7,685/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,596/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,215
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,761
−HK$3,597/mo
Today · 4.125%
HK$139,358
baseline
▲ 0.50% · 4.625%
HK$146,703
+HK$7,345/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,716/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,653
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,966
−HK$4,382/mo
Today · 4.125%
HK$147,348
baseline
▲ 0.50% · 4.625%
HK$156,314
+HK$8,966/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,696/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,250
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,387
−HK$4,197/mo
Today · 4.125%
HK$162,584
baseline
▲ 0.50% · 4.625%
HK$171,154
+HK$8,570/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,168/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,268
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$183,814
−HK$5,633/mo
Today · 4.125%
HK$189,447
baseline
▲ 0.50% · 4.625%
HK$200,975
+HK$11,528/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,894/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,322
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$203,641
−HK$5,396/mo
Today · 4.125%
HK$209,037
baseline
▲ 0.50% · 4.625%
HK$220,055
+HK$11,018/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,074/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,897 · Scale 2, in force from 26 Feb 2026)