LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,042
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,123
−HK$3,130/mo
Today · 4.125%
HK$105,253
baseline
▲ 0.50% · 4.625%
HK$111,657
+HK$6,404/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,506/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,183
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,138
−HK$2,998/mo
Today · 4.125%
HK$116,136
baseline
▲ 0.50% · 4.625%
HK$122,258
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,272/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,851
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,548
−HK$3,756/mo
Today · 4.125%
HK$126,304
baseline
▲ 0.50% · 4.625%
HK$133,989
+HK$7,685/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,608/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,220
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$135,766
−HK$3,598/mo
Today · 4.125%
HK$139,364
baseline
▲ 0.50% · 4.625%
HK$146,710
+HK$7,346/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,728/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,659
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,972
−HK$4,382/mo
Today · 4.125%
HK$147,354
baseline
▲ 0.50% · 4.625%
HK$156,320
+HK$8,966/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,708/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,257
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,394
−HK$4,197/mo
Today · 4.125%
HK$162,591
baseline
▲ 0.50% · 4.625%
HK$171,161
+HK$8,570/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,182/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,276
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$183,821
−HK$5,634/mo
Today · 4.125%
HK$189,455
baseline
▲ 0.50% · 4.625%
HK$200,983
+HK$11,528/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,910/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,330
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$203,649
−HK$5,396/mo
Today · 4.125%
HK$209,045
baseline
▲ 0.50% · 4.625%
HK$220,064
+HK$11,019/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,090/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,974 · Scale 2, in force from 26 Feb 2026)