LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,043
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,124
−HK$3,130/mo
Today · 4.125%
HK$105,254
baseline
▲ 0.50% · 4.625%
HK$111,659
+HK$6,405/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,508/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,185
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,140
−HK$2,998/mo
Today · 4.125%
HK$116,138
baseline
▲ 0.50% · 4.625%
HK$122,260
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,276/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,852
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,549
−HK$3,756/mo
Today · 4.125%
HK$126,305
baseline
▲ 0.50% · 4.625%
HK$133,991
+HK$7,686/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,610/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,222
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,768
−HK$3,597/mo
Today · 4.125%
HK$139,365
baseline
▲ 0.50% · 4.625%
HK$146,711
+HK$7,346/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,730/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,661
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,974
−HK$4,382/mo
Today · 4.125%
HK$147,356
baseline
▲ 0.50% · 4.625%
HK$156,322
+HK$8,966/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$294,712/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,259
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,396
−HK$4,197/mo
Today · 4.125%
HK$162,593
baseline
▲ 0.50% · 4.625%
HK$171,163
+HK$8,570/mo
Deposit HK$13.03M · loan HK$30.40M · min. income ≈ HK$325,186/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,278
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$183,824
−HK$5,634/mo
Today · 4.125%
HK$189,458
baseline
▲ 0.50% · 4.625%
HK$200,986
+HK$11,528/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,916/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,333
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$203,652
−HK$5,396/mo
Today · 4.125%
HK$209,048
baseline
▲ 0.50% · 4.625%
HK$220,067
+HK$11,019/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,096/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,845,997 · Scale 2, in force from 26 Feb 2026)