LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,045
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,126
−HK$3,130/mo
Today · 4.125%
HK$105,256
baseline
▲ 0.50% · 4.625%
HK$111,660
+HK$6,404/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,512/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,186
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,142
−HK$2,997/mo
Today · 4.125%
HK$116,139
baseline
▲ 0.50% · 4.625%
HK$122,261
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,278/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,854
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,551
−HK$3,756/mo
Today · 4.125%
HK$126,307
baseline
▲ 0.50% · 4.625%
HK$133,992
+HK$7,685/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$252,614/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,224
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,770
−HK$3,597/mo
Today · 4.125%
HK$139,367
baseline
▲ 0.50% · 4.625%
HK$146,714
+HK$7,347/mo
Deposit HK$17.37M · loan HK$26.06M · min. income ≈ HK$278,734/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,663
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,976
−HK$4,382/mo
Today · 4.125%
HK$147,358
baseline
▲ 0.50% · 4.625%
HK$156,325
+HK$8,967/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$294,716/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,261
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,398
−HK$4,197/mo
Today · 4.125%
HK$162,595
baseline
▲ 0.50% · 4.625%
HK$171,166
+HK$8,571/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$325,190/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,281
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$183,826
−HK$5,634/mo
Today · 4.125%
HK$189,460
baseline
▲ 0.50% · 4.625%
HK$200,989
+HK$11,529/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$378,920/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,335
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$203,655
−HK$5,396/mo
Today · 4.125%
HK$209,051
baseline
▲ 0.50% · 4.625%
HK$220,070
+HK$11,019/mo
Deposit HK$4.34M · loan HK$39.09M · min. income ≈ HK$418,102/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,023 · Scale 2, in force from 26 Feb 2026)