LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,052
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,133
−HK$3,130/mo
Today · 4.125%
HK$105,263
baseline
▲ 0.50% · 4.625%
HK$111,668
+HK$6,405/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,526/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,194
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,150
−HK$2,998/mo
Today · 4.125%
HK$116,148
baseline
▲ 0.50% · 4.625%
HK$122,270
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,296/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,862
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$122,560
−HK$3,756/mo
Today · 4.125%
HK$126,316
baseline
▲ 0.50% · 4.625%
HK$134,002
+HK$7,686/mo
Deposit HK$17.38M · loan HK$26.06M · min. income ≈ HK$252,632/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,233
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$135,779
−HK$3,598/mo
Today · 4.125%
HK$139,377
baseline
▲ 0.50% · 4.625%
HK$146,724
+HK$7,347/mo
Deposit HK$17.38M · loan HK$26.06M · min. income ≈ HK$278,754/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,673
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$142,986
−HK$4,383/mo
Today · 4.125%
HK$147,369
baseline
▲ 0.50% · 4.625%
HK$156,336
+HK$8,967/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$294,738/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,272
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$158,409
−HK$4,198/mo
Today · 4.125%
HK$162,607
baseline
▲ 0.50% · 4.625%
HK$171,178
+HK$8,571/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$325,214/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,293
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$183,839
−HK$5,635/mo
Today · 4.125%
HK$189,474
baseline
▲ 0.50% · 4.625%
HK$201,003
+HK$11,529/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$378,948/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,350
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$203,669
−HK$5,397/mo
Today · 4.125%
HK$209,066
baseline
▲ 0.50% · 4.625%
HK$220,086
+HK$11,020/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$418,132/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,154 · Scale 2, in force from 26 Feb 2026)