LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,056
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,137
−HK$3,130/mo
Today · 4.125%
HK$105,267
baseline
▲ 0.50% · 4.625%
HK$111,673
+HK$6,406/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,534/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,199
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,154
−HK$2,998/mo
Today · 4.125%
HK$116,152
baseline
▲ 0.50% · 4.625%
HK$122,275
+HK$6,123/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,304/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,867
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$122,564
−HK$3,757/mo
Today · 4.125%
HK$126,321
baseline
▲ 0.50% · 4.625%
HK$134,007
+HK$7,686/mo
Deposit HK$17.38M · loan HK$26.06M · min. income ≈ HK$252,642/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,238
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$135,785
−HK$3,598/mo
Today · 4.125%
HK$139,383
baseline
▲ 0.50% · 4.625%
HK$146,730
+HK$7,347/mo
Deposit HK$17.38M · loan HK$26.06M · min. income ≈ HK$278,766/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,678
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$142,992
−HK$4,382/mo
Today · 4.125%
HK$147,374
baseline
▲ 0.50% · 4.625%
HK$156,342
+HK$8,968/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$294,748/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,278
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$158,416
−HK$4,197/mo
Today · 4.125%
HK$162,613
baseline
▲ 0.50% · 4.625%
HK$171,185
+HK$8,572/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$325,226/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,300
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$183,846
−HK$5,635/mo
Today · 4.125%
HK$189,481
baseline
▲ 0.50% · 4.625%
HK$201,011
+HK$11,530/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$378,962/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,357
−HK$10,717/mo
▼ 0.25% · 3.875%
HK$203,677
−HK$5,397/mo
Today · 4.125%
HK$209,074
baseline
▲ 0.50% · 4.625%
HK$220,095
+HK$11,021/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$418,148/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,227 · Scale 2, in force from 26 Feb 2026)