LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,060
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,142
−HK$3,130/mo
Today · 4.125%
HK$105,272
baseline
▲ 0.50% · 4.625%
HK$111,678
+HK$6,406/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,544/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,204
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,159
−HK$2,999/mo
Today · 4.125%
HK$116,158
baseline
▲ 0.50% · 4.625%
HK$122,280
+HK$6,122/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,316/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,872
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$122,570
−HK$3,757/mo
Today · 4.125%
HK$126,327
baseline
▲ 0.50% · 4.625%
HK$134,013
+HK$7,686/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$252,654/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,244
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$135,791
−HK$3,598/mo
Today · 4.125%
HK$139,389
baseline
▲ 0.50% · 4.625%
HK$146,736
+HK$7,347/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$278,778/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,684
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$142,998
−HK$4,383/mo
Today · 4.125%
HK$147,381
baseline
▲ 0.50% · 4.625%
HK$156,349
+HK$8,968/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$294,762/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,285
−HK$8,336/mo
▼ 0.25% · 3.875%
HK$158,423
−HK$4,198/mo
Today · 4.125%
HK$162,621
baseline
▲ 0.50% · 4.625%
HK$171,193
+HK$8,572/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$325,242/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,309
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$183,855
−HK$5,635/mo
Today · 4.125%
HK$189,490
baseline
▲ 0.50% · 4.625%
HK$201,020
+HK$11,530/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$378,980/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,366
−HK$10,718/mo
▼ 0.25% · 3.875%
HK$203,687
−HK$5,397/mo
Today · 4.125%
HK$209,084
baseline
▲ 0.50% · 4.625%
HK$220,105
+HK$11,021/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$418,168/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,312 · Scale 2, in force from 26 Feb 2026)