LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,907
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,215
−HK$313/mo
Today · 4.125%
HK$10,528
baseline
▲ 0.50% · 4.625%
HK$11,169
+HK$641/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,056/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,021
−HK$596/mo
▼ 0.25% · 3.875%
HK$11,317
−HK$300/mo
Today · 4.125%
HK$11,617
baseline
▲ 0.50% · 4.625%
HK$12,229
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,234/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,888
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,258
−HK$376/mo
Today · 4.125%
HK$12,634
baseline
▲ 0.50% · 4.625%
HK$13,403
+HK$769/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,268/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,226
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,580
−HK$360/mo
Today · 4.125%
HK$13,940
baseline
▲ 0.50% · 4.625%
HK$14,675
+HK$735/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,880/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,870
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,301
−HK$439/mo
Today · 4.125%
HK$14,740
baseline
▲ 0.50% · 4.625%
HK$15,636
+HK$896/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,480/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,430
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,844
−HK$420/mo
Today · 4.125%
HK$16,264
baseline
▲ 0.50% · 4.625%
HK$17,121
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,528/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,833
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,387
−HK$564/mo
Today · 4.125%
HK$18,951
baseline
▲ 0.50% · 4.625%
HK$20,104
+HK$1,153/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,902/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,839
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,371
−HK$539/mo
Today · 4.125%
HK$20,910
baseline
▲ 0.50% · 4.625%
HK$22,013
+HK$1,103/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,820/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,171 · Scale 2, in force from 26 Feb 2026)