LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,073
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$102,155
−HK$3,131/mo
Today · 4.125%
HK$105,286
baseline
▲ 0.50% · 4.625%
HK$111,692
+HK$6,406/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$210,572/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,218
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,174
−HK$2,998/mo
Today · 4.125%
HK$116,172
baseline
▲ 0.50% · 4.625%
HK$122,296
+HK$6,124/mo
Deposit HK$21.72M · loan HK$21.72M · min. income ≈ HK$232,344/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,888
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$122,586
−HK$3,757/mo
Today · 4.125%
HK$126,343
baseline
▲ 0.50% · 4.625%
HK$134,031
+HK$7,688/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$252,686/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,261
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$135,808
−HK$3,599/mo
Today · 4.125%
HK$139,407
baseline
▲ 0.50% · 4.625%
HK$146,755
+HK$7,348/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$278,814/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,702
−HK$8,698/mo
▼ 0.25% · 3.875%
HK$143,017
−HK$4,383/mo
Today · 4.125%
HK$147,400
baseline
▲ 0.50% · 4.625%
HK$156,369
+HK$8,969/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$294,800/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,305
−HK$8,336/mo
▼ 0.25% · 3.875%
HK$158,443
−HK$4,198/mo
Today · 4.125%
HK$162,641
baseline
▲ 0.50% · 4.625%
HK$171,214
+HK$8,573/mo
Deposit HK$13.03M · loan HK$30.41M · min. income ≈ HK$325,282/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,331
−HK$11,183/mo
▼ 0.25% · 3.875%
HK$183,879
−HK$5,635/mo
Today · 4.125%
HK$189,514
baseline
▲ 0.50% · 4.625%
HK$201,046
+HK$11,532/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$379,028/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,392
−HK$10,718/mo
▼ 0.25% · 3.875%
HK$203,713
−HK$5,397/mo
Today · 4.125%
HK$209,110
baseline
▲ 0.50% · 4.625%
HK$220,133
+HK$11,023/mo
Deposit HK$4.34M · loan HK$39.10M · min. income ≈ HK$418,220/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,548 · Scale 2, in force from 26 Feb 2026)