LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,908
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,216
−HK$313/mo
Today · 4.125%
HK$10,529
baseline
▲ 0.50% · 4.625%
HK$11,170
+HK$641/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,058/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,022
−HK$596/mo
▼ 0.25% · 3.875%
HK$11,318
−HK$300/mo
Today · 4.125%
HK$11,618
baseline
▲ 0.50% · 4.625%
HK$12,230
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,236/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,889
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,259
−HK$376/mo
Today · 4.125%
HK$12,635
baseline
▲ 0.50% · 4.625%
HK$13,404
+HK$769/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,270/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,227
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,581
−HK$360/mo
Today · 4.125%
HK$13,941
baseline
▲ 0.50% · 4.625%
HK$14,676
+HK$735/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,882/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,871
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,302
−HK$439/mo
Today · 4.125%
HK$14,741
baseline
▲ 0.50% · 4.625%
HK$15,638
+HK$897/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,482/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,431
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,845
−HK$420/mo
Today · 4.125%
HK$16,265
baseline
▲ 0.50% · 4.625%
HK$17,122
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,530/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,834
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,389
−HK$563/mo
Today · 4.125%
HK$18,952
baseline
▲ 0.50% · 4.625%
HK$20,105
+HK$1,153/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,904/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,840
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,372
−HK$540/mo
Today · 4.125%
HK$20,912
baseline
▲ 0.50% · 4.625%
HK$22,014
+HK$1,102/mo
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$41,824/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,175 · Scale 2, in force from 26 Feb 2026)