LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,080
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$102,162
−HK$3,131/mo
Today · 4.125%
HK$105,293
baseline
▲ 0.50% · 4.625%
HK$111,700
+HK$6,407/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,586/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,225
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$113,181
−HK$2,999/mo
Today · 4.125%
HK$116,180
baseline
▲ 0.50% · 4.625%
HK$122,304
+HK$6,124/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,360/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,896
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,594
−HK$3,758/mo
Today · 4.125%
HK$126,352
baseline
▲ 0.50% · 4.625%
HK$134,040
+HK$7,688/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$252,704/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,270
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,818
−HK$3,599/mo
Today · 4.125%
HK$139,417
baseline
▲ 0.50% · 4.625%
HK$146,765
+HK$7,348/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$278,834/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,712
−HK$8,698/mo
▼ 0.25% · 3.875%
HK$143,026
−HK$4,384/mo
Today · 4.125%
HK$147,410
baseline
▲ 0.50% · 4.625%
HK$156,380
+HK$8,970/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,820/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,315
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$158,454
−HK$4,199/mo
Today · 4.125%
HK$162,653
baseline
▲ 0.50% · 4.625%
HK$171,226
+HK$8,573/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,306/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,344
−HK$11,183/mo
▼ 0.25% · 3.875%
HK$183,891
−HK$5,636/mo
Today · 4.125%
HK$189,527
baseline
▲ 0.50% · 4.625%
HK$201,060
+HK$11,533/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$379,054/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,406
−HK$10,719/mo
▼ 0.25% · 3.875%
HK$203,727
−HK$5,398/mo
Today · 4.125%
HK$209,125
baseline
▲ 0.50% · 4.625%
HK$220,148
+HK$11,023/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$418,250/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,675 · Scale 2, in force from 26 Feb 2026)