LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,908
−HK$622/mo
▼ 0.25% · 3.875%
HK$10,216
−HK$314/mo
Today · 4.125%
HK$10,530
baseline
▲ 0.50% · 4.625%
HK$11,170
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,060/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,023
−HK$595/mo
▼ 0.25% · 3.875%
HK$11,318
−HK$300/mo
Today · 4.125%
HK$11,618
baseline
▲ 0.50% · 4.625%
HK$12,231
+HK$613/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,236/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,890
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,260
−HK$376/mo
Today · 4.125%
HK$12,636
baseline
▲ 0.50% · 4.625%
HK$13,404
+HK$768/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,272/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,227
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,582
−HK$360/mo
Today · 4.125%
HK$13,942
baseline
▲ 0.50% · 4.625%
HK$14,677
+HK$735/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,884/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,872
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,303
−HK$438/mo
Today · 4.125%
HK$14,741
baseline
▲ 0.50% · 4.625%
HK$15,638
+HK$897/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,482/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,432
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,846
−HK$420/mo
Today · 4.125%
HK$16,266
baseline
▲ 0.50% · 4.625%
HK$17,123
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,532/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,835
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,390
−HK$563/mo
Today · 4.125%
HK$18,953
baseline
▲ 0.50% · 4.625%
HK$20,107
+HK$1,154/mo
Deposit HK$435K · loan HK$3.91M · min. income ≈ HK$37,906/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,841
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,373
−HK$540/mo
Today · 4.125%
HK$20,913
baseline
▲ 0.50% · 4.625%
HK$22,015
+HK$1,102/mo
Deposit HK$435K · loan HK$3.91M · min. income ≈ HK$41,826/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,179 · Scale 2, in force from 26 Feb 2026)