LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,908
−HK$622/mo
▼ 0.25% · 3.875%
HK$10,217
−HK$313/mo
Today · 4.125%
HK$10,530
baseline
▲ 0.50% · 4.625%
HK$11,170
+HK$640/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$21,060/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,023
−HK$596/mo
▼ 0.25% · 3.875%
HK$11,319
−HK$300/mo
Today · 4.125%
HK$11,619
baseline
▲ 0.50% · 4.625%
HK$12,231
+HK$612/mo
Deposit HK$2.17M · loan HK$2.17M · min. income ≈ HK$23,238/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,890
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,260
−HK$376/mo
Today · 4.125%
HK$12,636
baseline
▲ 0.50% · 4.625%
HK$13,405
+HK$769/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$25,272/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,228
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,582
−HK$360/mo
Today · 4.125%
HK$13,942
baseline
▲ 0.50% · 4.625%
HK$14,677
+HK$735/mo
Deposit HK$1.74M · loan HK$2.61M · min. income ≈ HK$27,884/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,872
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,303
−HK$439/mo
Today · 4.125%
HK$14,742
baseline
▲ 0.50% · 4.625%
HK$15,639
+HK$897/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$29,484/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,432
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,846
−HK$420/mo
Today · 4.125%
HK$16,266
baseline
▲ 0.50% · 4.625%
HK$17,123
+HK$857/mo
Deposit HK$1.30M · loan HK$3.04M · min. income ≈ HK$32,532/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,835
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,390
−HK$564/mo
Today · 4.125%
HK$18,954
baseline
▲ 0.50% · 4.625%
HK$20,107
+HK$1,153/mo
Deposit HK$435K · loan HK$3.91M · min. income ≈ HK$37,908/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,841
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,374
−HK$539/mo
Today · 4.125%
HK$20,913
baseline
▲ 0.50% · 4.625%
HK$22,016
+HK$1,103/mo
Deposit HK$435K · loan HK$3.91M · min. income ≈ HK$41,826/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,180 · Scale 2, in force from 26 Feb 2026)