LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,088
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$102,170
−HK$3,131/mo
Today · 4.125%
HK$105,301
baseline
▲ 0.50% · 4.625%
HK$111,709
+HK$6,408/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,602/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,234
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$113,190
−HK$3,000/mo
Today · 4.125%
HK$116,190
baseline
▲ 0.50% · 4.625%
HK$122,314
+HK$6,124/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,380/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,905
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,604
−HK$3,758/mo
Today · 4.125%
HK$126,362
baseline
▲ 0.50% · 4.625%
HK$134,050
+HK$7,688/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$252,724/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,281
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,828
−HK$3,600/mo
Today · 4.125%
HK$139,428
baseline
▲ 0.50% · 4.625%
HK$146,777
+HK$7,349/mo
Deposit HK$17.38M · loan HK$26.07M · min. income ≈ HK$278,856/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,723
−HK$8,699/mo
▼ 0.25% · 3.875%
HK$143,038
−HK$4,384/mo
Today · 4.125%
HK$147,422
baseline
▲ 0.50% · 4.625%
HK$156,392
+HK$8,970/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,844/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,328
−HK$8,337/mo
▼ 0.25% · 3.875%
HK$158,467
−HK$4,198/mo
Today · 4.125%
HK$162,665
baseline
▲ 0.50% · 4.625%
HK$171,240
+HK$8,575/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,330/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,358
−HK$11,184/mo
▼ 0.25% · 3.875%
HK$183,906
−HK$5,636/mo
Today · 4.125%
HK$189,542
baseline
▲ 0.50% · 4.625%
HK$201,076
+HK$11,534/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$379,084/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,421
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$203,743
−HK$5,398/mo
Today · 4.125%
HK$209,141
baseline
▲ 0.50% · 4.625%
HK$220,165
+HK$11,024/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$418,282/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,846,821 · Scale 2, in force from 26 Feb 2026)