LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,097
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,180
−HK$3,132/mo
Today · 4.125%
HK$105,312
baseline
▲ 0.50% · 4.625%
HK$111,719
+HK$6,407/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,624/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,245
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$113,201
−HK$3,000/mo
Today · 4.125%
HK$116,201
baseline
▲ 0.50% · 4.625%
HK$122,326
+HK$6,125/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,402/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,917
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,616
−HK$3,758/mo
Today · 4.125%
HK$126,374
baseline
▲ 0.50% · 4.625%
HK$134,063
+HK$7,689/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$252,748/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,294
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,842
−HK$3,599/mo
Today · 4.125%
HK$139,441
baseline
▲ 0.50% · 4.625%
HK$146,791
+HK$7,350/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$278,882/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,736
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$143,052
−HK$4,384/mo
Today · 4.125%
HK$147,436
baseline
▲ 0.50% · 4.625%
HK$156,407
+HK$8,971/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,872/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,343
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$158,482
−HK$4,199/mo
Today · 4.125%
HK$162,681
baseline
▲ 0.50% · 4.625%
HK$171,256
+HK$8,575/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,362/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,375
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,924
−HK$5,637/mo
Today · 4.125%
HK$189,561
baseline
▲ 0.50% · 4.625%
HK$201,095
+HK$11,534/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$379,122/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,440
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$203,763
−HK$5,399/mo
Today · 4.125%
HK$209,162
baseline
▲ 0.50% · 4.625%
HK$220,187
+HK$11,025/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$418,324/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,000 · Scale 2, in force from 26 Feb 2026)