LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,098
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$102,180
−HK$3,132/mo
Today · 4.125%
HK$105,312
baseline
▲ 0.50% · 4.625%
HK$111,720
+HK$6,408/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,624/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,245
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$113,202
−HK$3,000/mo
Today · 4.125%
HK$116,202
baseline
▲ 0.50% · 4.625%
HK$122,327
+HK$6,125/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,404/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,917
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,616
−HK$3,759/mo
Today · 4.125%
HK$126,375
baseline
▲ 0.50% · 4.625%
HK$134,064
+HK$7,689/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$252,750/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,294
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,843
−HK$3,599/mo
Today · 4.125%
HK$139,442
baseline
▲ 0.50% · 4.625%
HK$146,792
+HK$7,350/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$278,884/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,737
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$143,053
−HK$4,384/mo
Today · 4.125%
HK$147,437
baseline
▲ 0.50% · 4.625%
HK$156,408
+HK$8,971/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,874/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,344
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$158,483
−HK$4,199/mo
Today · 4.125%
HK$162,682
baseline
▲ 0.50% · 4.625%
HK$171,257
+HK$8,575/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,364/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,376
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,925
−HK$5,637/mo
Today · 4.125%
HK$189,562
baseline
▲ 0.50% · 4.625%
HK$201,096
+HK$11,534/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$379,124/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,442
−HK$10,721/mo
▼ 0.25% · 3.875%
HK$203,764
−HK$5,399/mo
Today · 4.125%
HK$209,163
baseline
▲ 0.50% · 4.625%
HK$220,188
+HK$11,025/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$418,326/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,012 · Scale 2, in force from 26 Feb 2026)