LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,098
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,181
−HK$3,132/mo
Today · 4.125%
HK$105,313
baseline
▲ 0.50% · 4.625%
HK$111,721
+HK$6,408/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,626/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,246
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$113,203
−HK$2,999/mo
Today · 4.125%
HK$116,202
baseline
▲ 0.50% · 4.625%
HK$122,327
+HK$6,125/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,404/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,918
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,617
−HK$3,758/mo
Today · 4.125%
HK$126,375
baseline
▲ 0.50% · 4.625%
HK$134,065
+HK$7,690/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$252,750/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,295
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,843
−HK$3,600/mo
Today · 4.125%
HK$139,443
baseline
▲ 0.50% · 4.625%
HK$146,793
+HK$7,350/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$278,886/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,738
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$143,053
−HK$4,385/mo
Today · 4.125%
HK$147,438
baseline
▲ 0.50% · 4.625%
HK$156,409
+HK$8,971/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,876/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,344
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$158,484
−HK$4,199/mo
Today · 4.125%
HK$162,683
baseline
▲ 0.50% · 4.625%
HK$171,258
+HK$8,575/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,366/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,377
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,926
−HK$5,637/mo
Today · 4.125%
HK$189,563
baseline
▲ 0.50% · 4.625%
HK$201,097
+HK$11,534/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$379,126/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,443
−HK$10,721/mo
▼ 0.25% · 3.875%
HK$203,765
−HK$5,399/mo
Today · 4.125%
HK$209,164
baseline
▲ 0.50% · 4.625%
HK$220,189
+HK$11,025/mo
Deposit HK$4.35M · loan HK$39.11M · min. income ≈ HK$418,328/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,023 · Scale 2, in force from 26 Feb 2026)