LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,104
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,187
−HK$3,132/mo
Today · 4.125%
HK$105,319
baseline
▲ 0.50% · 4.625%
HK$111,727
+HK$6,408/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,638/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,252
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$113,209
−HK$3,000/mo
Today · 4.125%
HK$116,209
baseline
▲ 0.50% · 4.625%
HK$122,335
+HK$6,126/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,418/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,925
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,624
−HK$3,759/mo
Today · 4.125%
HK$126,383
baseline
▲ 0.50% · 4.625%
HK$134,073
+HK$7,690/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$252,766/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,303
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,851
−HK$3,600/mo
Today · 4.125%
HK$139,451
baseline
▲ 0.50% · 4.625%
HK$146,801
+HK$7,350/mo
Deposit HK$17.38M · loan HK$26.08M · min. income ≈ HK$278,902/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,746
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$143,062
−HK$4,384/mo
Today · 4.125%
HK$147,446
baseline
▲ 0.50% · 4.625%
HK$156,418
+HK$8,972/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,892/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,353
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,493
−HK$4,200/mo
Today · 4.125%
HK$162,693
baseline
▲ 0.50% · 4.625%
HK$171,268
+HK$8,575/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,386/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,388
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,936
−HK$5,638/mo
Today · 4.125%
HK$189,574
baseline
▲ 0.50% · 4.625%
HK$201,109
+HK$11,535/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$379,148/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,454
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$203,777
−HK$5,399/mo
Today · 4.125%
HK$209,176
baseline
▲ 0.50% · 4.625%
HK$220,202
+HK$11,026/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$418,352/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,129 · Scale 2, in force from 26 Feb 2026)