LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,108
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,191
−HK$3,132/mo
Today · 4.125%
HK$105,323
baseline
▲ 0.50% · 4.625%
HK$111,732
+HK$6,409/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$210,646/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,257
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$113,214
−HK$3,000/mo
Today · 4.125%
HK$116,214
baseline
▲ 0.50% · 4.625%
HK$122,340
+HK$6,126/mo
Deposit HK$21.73M · loan HK$21.73M · min. income ≈ HK$232,428/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,930
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,629
−HK$3,759/mo
Today · 4.125%
HK$126,388
baseline
▲ 0.50% · 4.625%
HK$134,078
+HK$7,690/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$252,776/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,308
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,857
−HK$3,600/mo
Today · 4.125%
HK$139,457
baseline
▲ 0.50% · 4.625%
HK$146,807
+HK$7,350/mo
Deposit HK$17.39M · loan HK$26.08M · min. income ≈ HK$278,914/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,752
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$143,068
−HK$4,385/mo
Today · 4.125%
HK$147,453
baseline
▲ 0.50% · 4.625%
HK$156,425
+HK$8,972/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$294,906/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,360
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$158,500
−HK$4,199/mo
Today · 4.125%
HK$162,699
baseline
▲ 0.50% · 4.625%
HK$171,275
+HK$8,576/mo
Deposit HK$13.04M · loan HK$30.42M · min. income ≈ HK$325,398/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,395
−HK$11,187/mo
▼ 0.25% · 3.875%
HK$183,944
−HK$5,638/mo
Today · 4.125%
HK$189,582
baseline
▲ 0.50% · 4.625%
HK$201,117
+HK$11,535/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$379,164/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,462
−HK$10,723/mo
▼ 0.25% · 3.875%
HK$203,785
−HK$5,400/mo
Today · 4.125%
HK$209,185
baseline
▲ 0.50% · 4.625%
HK$220,211
+HK$11,026/mo
Deposit HK$4.35M · loan HK$39.12M · min. income ≈ HK$418,370/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$1,847,205 · Scale 2, in force from 26 Feb 2026)